• Does using Afterpay affect your ability to get finance?

    • December 14, 2018
    • Posted by: pinnacle777
    • Categories: Loans, Refinance
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    It may not be a credit card, but Afterpay is still a credit liability and must, therefore, be disclosed when applying for a home loan or any other loan.  And it’s not just Afterpay – zipPay, openpay, FuturePay, and zipMoney all need to be considered as part of your home loan application.

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  • Client Testimony: Jeffrey and Charity

    • December 4, 2018
    • Posted by: pinnacle777
    • Category: Loans
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    Having no money for a home deposit – Home ownership for Jeffrey and Charity was just a Dream…but in only 2 short Years – they have now have 2 Homes.. How is that Possible? Listen to their Testimony.

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  • How your bank calculates a business risk

    • November 29, 2018
    • Posted by: pinnacle777
    • Category: Loans
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    Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. For the bank, financial risk comes down to whether you can repay your commercial loan and the interest in the agreed time.

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  • Our Top 10 Tips for Choosing an Investment Property

    • November 23, 2018
    • Posted by: pinnacle777
    • Category: Loans
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    So, you’re thinking of buying your first residential investment property? There are a few things to consider before making the move. Here are our top 10 tips for avoiding potential difficulties and ensuring success.

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  • Does Gambling Affect Your Home Loan Application

    • November 5, 2018
    • Posted by: pinnacle777
    • Category: Loans
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    Whether you enjoy betting on sports or races, or even playing the online pokies, there are plenty of ways you can indulge your desire to have a punt from the comfort of your own home. However, if you’re a frequent gambler, could your history of spending money on gambling impact on your ability to qualify for a home loan?

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  • Why brokers hold the keys to getting your foot in the property door

    • October 5, 2018
    • Posted by: pinnacle777
    • Category: Loans
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    Purchasing a property in today’s housing market is not for the faint-hearted. Would-be homebuyers have only to turn on their TV – or check Facebook or Twitter – for the latest news informing them that their dream home is slipping further out of reach.

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  • Is it worth using non-bank lenders?

    • September 22, 2018
    • Posted by: pinnacle777
    • Categories: Loans, Refinance
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    Deciding where to go for your home loan is one of the most important decisions you’ll make. While many prospective property owners will choose to use a mainstream lender, non-bank lenders also have their advantages.

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  • Family planning: Applying for a home loan with a baby on the way

    • September 22, 2018
    • Posted by: pinnacle777
    • Category: Loans
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    When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether they think you can make the repayments. Those figures are likely to change when you have your first child. That means your eligibility for a home loan could also change.

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  • Want to help your kids buy property?

    • September 22, 2018
    • Posted by: pinnacle777
    • Category: Loans
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    The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how.

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  • Fixed, Variable, Split – Which One?

    • September 21, 2018
    • Posted by: pinnacle777
    • Categories: Loans, Refinance
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    In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the repayment structure that works best for you.

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