• What you can borrow vs What you should borrow

    • February 17, 2019
    • Posted by: pinnacle777
    • Categories: Loans, Real Estate
    No Comments

    Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it.

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  • 40 Years of Change

    • February 1, 2019
    • Posted by: pinnacle777
    • Categories: Loans, Refinance
    No Comments

    Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it.

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  • Confused about home loan pre-approvals? Follow these four steps

    • January 30, 2019
    • Posted by: pinnacle777
    • Categories: Loans, Refinance
    No Comments

    Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it.

    read more

  • Is buying to flip still viable in today’s market?

    • January 18, 2019
    • Posted by: pinnacle777
    • Category: Real Estate
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    With the property boom of recent years and the popularity of TV renovation shows like The Block and House Rules, increasing numbers of Australians have been ‘buying to flip’ – buying a property, renovating it and selling it at a profit.

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  • The difference between standard defaults and serious credit infringements

    • January 11, 2019
    • Posted by: pinnacle777
    • Category: News
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    If you do not pay off a debt on time, you risk having a default listed on your credit history. If a creditor is unable to contact you and your debt remains unpaid, your default can turn into a serious credit infringement.

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  • Does using Afterpay affect your ability to get finance?

    • December 14, 2018
    • Posted by: pinnacle777
    • Categories: Loans, Refinance
    No Comments

    It may not be a credit card, but Afterpay is still a credit liability and must, therefore, be disclosed when applying for a home loan or any other loan.  And it’s not just Afterpay – zipPay, openpay, FuturePay, and zipMoney all need to be considered as part of your home loan application.

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  • More than meets the eye – white-label loans are more than a good price

    • December 10, 2018
    • Posted by: pinnacle777
    • Category: Economics
    No Comments

    For those unfamiliar, a white-label loan is essentially a home-branded loan. Just like your favourite home-branded products you see in supermarket aisles there is more than meets the eye – the white-label loan is more than its competitive price tag.

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  • Client Testimony: Jeffrey and Charity

    • December 4, 2018
    • Posted by: pinnacle777
    • Category: Loans
    No Comments

    Having no money for a home deposit – Home ownership for Jeffrey and Charity was just a Dream…but in only 2 short Years – they have now have 2 Homes.. How is that Possible? Listen to their Testimony.

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  • Say Goodbye Debt in seven straightforward steps

    • November 30, 2018
    • Posted by: pinnacle777
    • Category: Economics
    No Comments

    It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard to pay it off. Debt can also have a big impact on how much money you can borrow for a home loan, so reducing your debt is essential when you set out to buy your first home.

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  • How your bank calculates a business risk

    • November 29, 2018
    • Posted by: pinnacle777
    • Category: Loans
    No Comments

    Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. For the bank, financial risk comes down to whether you can repay your commercial loan and the interest in the agreed time.

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